Hauppauge No-Fault Insurance Lawyers
Experienced No-Fault Insurance Attorney in Hauppauge, NY
The idea of No-fault insurance can be confusing. Since New York is a no-fault state, it’s important to know how to use this insurance to ensure compensation from an accident. At Palermo Law, we are a law firm that concentrates in personal injury cases, including no-fault insurance claims in Hauppauge, New York. Our experienced Hauppauge No-Fault Insurance Lawyers are dedicated to providing exceptional legal representation to clients who have been injured in accidents that were not their fault. We understand that being involved in a car collision can be a stressful and overwhelming experience, which is why we are committed to helping our clients navigate the complex legal system and obtain the compensation they deserve.
What is No-Fault Insurance?
This type of insurance coverage is required by law in the state of New York. It provides coverage for medical expenses and lost wages for individuals who are injured in a car accident, regardless of who is to blame for the collision. In other words, if you are injured in a car accident in Hauppauge, your own insurance company will be responsible for paying your medical bills and lost wages, up to the policy limits.
At Palermo Law, we understand that navigating the insurance system can be confusing and frustrating. That’s why we offer our clients expert legal guidance and representation throughout the entire process, from filing the initial claim to negotiating with adjusters and, if necessary, litigating the case in court.
No-Fault Insurance Limits in Hauppauge
It’s important to note that the no-fault insurance policy in New York has limits on the benefits that you can receive. These limits are set by the state and can vary depending on the specific circumstances of your case. Currently, the minimum insurance benefits for medical expenses and lost wages in New York are $50,000 per person.
This type of insurance also provides a minimum of 80% of your salary up to $2,000 a month. However, it is possible that your policy provides additional coverage for lost wages. That information is provided in your declarations section of your policy.
All no-fault insurance carriers require an application be filed within thirty days. Failing to do so may result in denial of your benefits and may make you personally responsible for the bills.
Types of No-Fault Insurance Claims
There are several types of no-fault claims that we handle at Palermo Law. These include:
- Car Accidents – If you are injured in a car accident, your no-fault insurance policy will cover your medical expenses and lost wages, regardless of who was to blame for the accident.
- Motorcycle Accidents – Motorcycle accidents can result in serious injuries, and no-fault insurance can help cover the costs of medical treatment and lost income. However, no-fault insurance is not required for motorcycles. So, you will need to check to see if you have that coverage if you are injured while operating a motorcycle.
- Pedestrian Accidents – If you are hit by a car while walking, you may be entitled to no-fault insurance benefits to cover your medical expenses and lost wages.
- Bicycle Accidents – If you are involved in a bicycle accident, your no-fault insurance policy may cover your medical expenses and lost wages, even if you were not driving a car at the time of the accident.
How We Can Help
At Palermo Law, we have extensive experience representing clients in insurance cases in Hauppauge and throughout the state of New York. Our attorneys have a deep understanding of the complexities of the legal system, and we know how to navigate the system to ensure that our clients receive the compensation they deserve.
We will work closely with you to gather all the necessary documentation and information to support your claim, including medical records, police reports, and witness statements. We will also negotiate with adjusters on your behalf to ensure that you receive a fair settlement.
If your case cannot be resolved through negotiation, we will be prepared to take your case to court to fight for your rights. We have a track record of success in injury litigation, and we are committed to fighting for our clients every step of the way.
At Palermo Law, we always offer all potential clients a free no obligation initial consultation to discuss the specifics of your injury claim. We have several offices located throughout Long Island, including Hauppauge. We are even available for after hours and at home appointments.
Contact Our Hauppauge No-Fault Insurance Lawyers Today
If you or a loved one has been injured in an accident in Hauppauge, New York, and need help navigating the no-fault insurance system, contact Palermo Law today. Our experienced legal team is dedicated to helping our clients obtain the compensation they deserve, and we will work tirelessly to protect your rights and interests. Call us today to schedule a free consultation and learn more about how we can help you.