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If you’ve recently been in a car accident and your car has been damaged, you might be wondering how to go about covering the costs of repair. If you have collision coverage, great! We believe everyone should have collision coverage. Collision coverage can be seriously helpful should you ever be hit by an uninsured motorist.

Knowing what to do in regards to insurance and covering the property damage to your car can be confusing, especially if you’re a safe driver and have never been in an accident. But we’re here to help explain. You have options to cover your property damage with collision coverage: go through your own insurance, or the other driver’s. Both have their pros, and both have their cons.

The Pros of Going Through Your Own Insurance Carrier

The Cons of Going Through Your Own Insurance Carrier

The Pros of Going Through The Other Driver’s Insurance Carrier

You may believe that you are not at all at fault for this car accident. And so, you choose to file a claim against the “at-fault” driver’s insurance carrier so their collision coverage can pay for your car’s damage. There’s one important pro in this decision.

The Cons of Going Through The Other Driver’s Insurance Carrier

We know how confusing it can be to deal with insurance companies, even if it’s your own. So we take every chance we can get to clarify confusion, answer questions, and be an informative outlet for our followers. We hope you never have to deal with this scenario, but should you need to, we hope this helps.