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Summertime is once again upon us, that means lots of sun and swimming. Pools can be a great way to cool off, but they can also be dangerous. Every year we hear stories of accidental drownings. The most unfortunate part of pool accidents is that they are always avoidable.

Here are some tips to ensure that you enjoy the summer and avoid accidents.

Supervision

The most important thing to remember about pools is to never leave children or novice swimmers unattended. Accidental drowning can happen in a matter of seconds. So, never take your eyes off your children when they’re in the pool.

Teach your Children How to Swim

Teach your children how to swim. The best way to avoid an accidental drowning is to be proactive and teach your children how to swim. Even if you don’t have a pool, it’s a good idea to teach your children how to swim. There are pools everywhere, there is a high chance that your children will come in contact with a pool at some point. The best time to learn how to swim is at an early age. Children are inherently good swimmers and pick it up very quickly at a young age. Also, there are many programs that offer inexpensive lessons to children.

Install Fences

Install fences and barriers around your pool. This is not only a good idea, but it is also usually a requirement in most towns. Pools should always be isolated from the rest of your yard to avoid children accidentally falling into the pool. All gates should be self-closing and there should be no gaps or openings in the fencing.

Swim in Safe Conditions

Never swim alone. Even if you are an experienced swimmer, it is a good idea to swim with another person. Medical emergencies happen unexpectedly and can strike anyone. If you are swimming alone and suddenly experience a medical emergency, you could accidentally drown.

Additionally, avoid diving headfirst. Diving headfirst can be dangerous, especially if the pool is shallow. It is not safe to dive headfirst in a pool that is not at least eight feet deep.

It is also extremely important to never swim under the influence of drugs or alcohol. Being under the influence of alcohol or drugs can seriously impact your coordination and judgment. This can lead to serious issues when swimming.

Learn CPR

Learn Cardiopulmonary Resuscitation (CPR). Rescue measures can help avoid a serious injury and could even be the difference between life and death. If you own a pool or have young children, it’s a really good idea to learn CPR. It takes just a few hours and classes are offered at several places, including the Red Cross.

Keeping these safety tips in mind during summer can help ensure that you have a great summer and avoid unnecessary tragedies.

About the Author


Steven Palermo is the managing partner for Palermo Law, Long Island’s Personal Injury Law Firm. He has been helping people receive compensation for their injuries for over 21 years. He focuses on cases involving car accidents, truck accidents, construction accidents and slip and fall injuries.

His book The Ultimate Guide to Handling New York Car Accident Claims details the ins and outs of a car accident claim in a simple, easy-to-read manner.

With Memorial Day weekend coming up and college graduations beginning, expect heavy traffic. Whether it’s heading out west for a city trip, heading east for a day at the beach, or taking advantage of all the shopping deals in between, we can expect Long Island to be littered with traffic. Unfortunately, more cars on the road often means more potential accidents. It would be a shame if a fun weekend was cut short because of an unexpected car accident. These tips could help prevent a frustrating and potentially devastating situation.

Plan Ahead

Don’t put yourself in a stressful situation by not taking into account the potential traffic. If you feel rushed, you are more likely to do something unsafe. Check the traffic conditions and leave early.

Stay Calm

Traffic is frustrating. And you can be sure that everyone else stuck in traffic is also unhappy about it. Unfortunately, there is really nothing you can do about it. So it’s best to stay calm and not let it affect your mood. This will prevent you from doing something unsafe in an effort to get through the heavy traffic. Weaving from lane to lane and aggressive acceleration is dangerous. It is not worth getting into an accident to save a mere couple of seconds in traffic. Rather, you should do all you can to stay focused, and expect the unexpected in these heavily trafficked scenarios.

Stay Focused

When you are stuck in bumper to bumper traffic, there is a major temptation to give in to distracted driving. Avoid the temptation to take advantage of the “opportunity” to eat, look at your phone or apply makeup. Often times, other cars make sudden stops, turns and lane changing in heavy traffic and if you are not paying attention, you could easily cause a collision. Additionally, while music can be calming and help pass the time, don’t get too into your music. This is another easy way to lose focus.

Remember Your Driving Fundamentals

While adhering to basic driving fundamentals is always important, it is especially important in heavy traffic situations to always let other drivers be aware of what your vehicle is doing. Long Islanders sometimes have a habit of turning on their directional after they have begun changing lanes. This is not helpful for anyone to anticipate what you are doing, and New York State law require at least a 100 foot warning via turn signal before you turn, merge or change lanes.

Further, it is even more important to check your blind spot before changing lanes. Although it isn’t safe, many cars like to tailgate in heavy traffic so changing lanes can be especially hazardous and only do so if there is a safe amount of space. Avoid cutting people off, it saves you little to no time.

About the Author


Steven Palermo is the managing partner for Palermo Law, Long Island’s Personal Injury Law Firm. He has been helping people receive compensation for their injuries for over 21 years. He focuses on cases involving car accidents, truck accidents, construction accidents href=”/li-slip-and-fall-attorney/”>slip and fall injuries.

His book The Ultimate Guide to Handling New York Car Accident Claims details the ins and outs of a car accident claim in a simple, easy-to-read manner.

In New York, any medical bill that you incur due to injuries suffered as a result of a car accident must be put through your automobile insurance carrier’s no-fault policy. As a result, your automobile insurance carrier has the right to request that you attend independent medical exams (IMEs) from time to time to determine if the treatment that you are receiving is still necessary. If after attending an IME, the carrier feels that the treatment is no longer needed, your benefits will be terminated, and your medical bills will no longer be paid.

Six important tips to know about IMEs to better maximize your benefits

  1. An IME is anything but independent, the doctor that is performing your IME is hired and paid for by the insurance carrier. Since no-fault claims are quite common, be certain that your IME doctor performs many IMEs for the insurance carrier. As such, the doctor knows that if they want to keep on getting hired, they better recommend terminating benefits if they can. So, most IME doctors will lean towards terminating your benefits except in extreme cases where terminating benefits would be clearly unfair.
  2. You have the right to reschedule your IME once. The first IME appointment can be rescheduled for any reason. However, should you be unable to attend your second IME appointment, your benefits will be denied without exception. Therefore, if you do decide to reschedule your first exam, make sure you attend the subsequent exam.
  3. You have the right to receive a full copy of your no-fault examination report from the insurance carrier, this report will list the records the examiner reviewed prior to the exam. It will also list any tests performed and the results. Finally, it will give a diagnosis, prognosis, and determination of whether continued treatment is needed.
  4. Your no-fault IME doctor must specialize in the field of medicine that they are examining in reference to. For example, an orthopedic IME doctor is needed to terminate your orthopedic benefits and a neurological IME doctor is needed to terminate your neurological benefits. However, a doctor can terminate treatment related to their specialty. For example, an orthopedic doctor can terminate your physical therapy.
  5. Should your medical benefits be terminated you have the right to appeal the decision. The appeal process is pursued in the form of an arbitration. Unfortunately, the process is long and complicated. The good news is that many healthcare providers will arbitrate on your behalf. So, before you decide to stop treating following a no-fault IME denial, speak to your doctor.
  6. If your no-fault benefits are denied, you have options. First, as discussed above, you or your doctor can appeal the denial. You can also use your private insurance once your no-fault benefits are denied. Finally, you can ask your doctor to hold all bills until your injury case is settled, if you are pursuing an injury case, then the bills can be paid out of the settlement.

No-fault insurance including IMEs can be extremely complicated, it is never a bad idea to consult with a personal injury attorney immediately if you are injured in an accident. They can often do more for you if they are involved from the beginning rather than calling them only when a problem with your benefits arises.

About the Author


Steven Palermo is the managing partner for Palermo Law, Long Island’s Personal Injury Law Firm. He has been helping people receive compensation for their injuries for over 21 years. He focuses on cases involving car accidents, truck accidents, construction accidents and slip and fall injuries.

His book The Ultimate Guide to Handling New York Car Accident Claims details the ins and outs of a car accident claim in a simple, easy-to-read manner.

A key aspect of every personal injury lawsuit is the plaintiff’s deposition. A well-done deposition can go a long way in fostering the favorable resolution of your case. Conversely, a poorly executed deposition can damage or even kill your personal injury lawsuit.

After years of helping plaintiffs provide effective depositions, I have come up with four rules that will help ensure that your deposition goes well.

The Four Commandments for an Effective Deposition

1. Tell the Truth

There is nothing more damaging to a personal injury case then being caught in a lie. Not only is it illegal to lie under oath, but it is also devastating to your credibility, even a little white lie may be seen as a big deal by a jury. The truth may not always help your case, but it will always be received better than a lie.

2. Don’t guess your answers

You will be asked many questions at a deposition. Some of the questions will be difficult to remember. It’s okay to let a defense attorney know that you either do not remember the answer to a certain question or you just flat out don’t know the answer. Don’t feel the need to answer every question. It’s okay not to know every detail of your accident. Your attorney should review all the important information about your case prior to your deposition to refresh your recollection. The rest of the information is what I call “window dressing.” It’s information the defense attorney asks just to paint a picture but has little relevance to the important issues in the case.

3. Don’t Volunteer Information

Do not volunteer additional information in response to a defense attorney’s question. Often, defense attorneys ask yes or no questions or questions that can be answered fairly quickly. To understand why this rule is crucial, it’s important to understand the reason why you are giving a deposition. A deposition is a requirement of discovery. Theoretically, the goal of a deposition is to give your adversary an opportunity to learn about your case in order to foster settlement. But, in reality, it’s a great opportunity for the defense attorney to start building a defense to your case. The more information you volunteer, the more you’re helping an attorney defeat your case. Always remember that a deposition is not a trial. You will have the opportunity to tell your story on your terms later on in the case at trial.

4. Remain Calm and Polite

Defense attorneys come in many forms with a wide array of personalities. You may get a friendly attorney or an aggressive attorney, or even a condescending attorney asking questions about you. Staying calm will allow you to focus on your answers. Also, it will let the defense attorney know that you will be a good witness on your own behalf and are unlikely to get rattled at trial.

Following these four rules will help ensure that your deposition goes smoothly.

About the Author


Steven Palermo is the managing partner for Palermo Law, Long Island’s Personal Injury Law Firm. He has been helping people receive compensation for their injuries for over 21 years. He focuses on cases involving car accidents, truck accidents, construction accidents and slip and fall injuries.

His book The Ultimate Guide to Handling New York Car Accident Claims details the ins and outs of a car accident claim in a simple, easy-to-read manner.

It’s that time of year again when the days get longer and people start to spend more time outside. Most of us enjoy spring, but there are a few things we should keep in mind so that we not only enjoy the nice weather but also stay safe.

Most people like to get outside more in warm weather. We see more people walking, jogging, and bicycling during this time of year. So, as a driver it’s important to be vigilant and always keep an eye out for pedestrians and bicyclists. Also, there tend to be more people out and about on the roads at night during the warm months and there is a spike in intoxicated driving this time of year. Therefore, keep an eye out for erratic drivers.

Spring Traffic Safety

If you like to walk, jog, or bike on the roads, it’s important to follow a few simple rules. First, if you are walking or jogging, always try and use walkways, if none exist and you have to use the roadway, try to do so against the flow of traffic. Keep your eyes on the road for any potential hazards such as approaching cars. Never look at your cell phone while on the road. It’s also a good idea to not wear headphones or earbuds while on the road. Hampering any of your senses including your hearing can lead to an accident.

If you decide to go biking, always do so with the flow of traffic. Stay as close to the curb as possible. Often, we see accidents when distracted drivers drift into the shoulder. To avoid an accident, try and stay as far to the right as possible.

There is also an abundance of potholes and broken roads this time of year. So, be alert to these potential issues as they pose a significant tripping hazard to pedestrians. Also, after the winter months, we often see an accumulation of sand and debris on the roads, this can also pose a risk to pedestrians and bicyclists.

When crossing the street, always use a crosswalk if available. If there is no crosswalk, make sure you cross the road at intersections with traffic control devices such as a traffic sign or traffic light. Always keep an eye out for all vehicles.

Remember, it is harder for drivers to see you at dawn and dusk. So, if you’re going out early in the morning or late in the afternoon, carry a light or attach one to your bicycle. It’s also a good idea to wear reflective clothing.

About the Author


Steven Palermo is the managing partner for Palermo Law, Long Island’s Personal Injury Law Firm. He has been helping people receive compensation for their injuries for over 21 years. He focuses on cases involving car accidents, truck accidents, construction accidents and slip and fall injuries.

His book The Ultimate Guide to Handling New York Car Accident Claims details the ins and outs of a car accident claim in a simple, easy-to-read manner.