Carle Place Uninsured And Underinsured Accident Lawyer
Proficient Uninsured and Underinsured Accident Attorneys in Carle Place, NY
When an uninsured or underinsured driver causes a motor vehicle accident there are ways to recover financial compensation for the damages the negligent person causes. On average, 1 in 8 drivers are uninsured. In New York it is mandatory that motor vehicle insurance companies provide uninsured/underinsured motorist coverage. This means that if a person is involved in a motor vehicle accident with a uninsured/underinsured driver, they can file a claim with their own insurance company and their company will step in as the defendant in the case and be forced to pay for the damages caused by the uninsured/underinsured party up to the limits of the insurance purchased. If this is the case for you, contact a Carle Place Uninsured And Underinsured Accident Lawyer for assistance.
In New York State the minimum Supplemental Uninsured/Underinsured Motorist coverage is $25,000. Insurance companies often neglect to inform their clients of the importance of this coverage. This coverage (called UM/UIM) often doesn’t increase your monthly premium substantially but does protect against a scenario where you’ve been in a car accident with someone who is uninsured or underinsured. Insurance companies will try to minimize the compensation they owe you if you have been injured by an uninsured/underinsured motorist. This is why getting an experienced lawyer can be very helpful.
Uninsured and underinsured claims are handled in arbitration procedures. This means that rather then pursuing a case in court, an independent arbitrator will decide the amount of compensation that a person is entitled to in an out of court arbitration procedure. An arbitration is a streamlined trial. Although the rules of evidence are relaxed, there are many rules and deadlines to follow. So it is advisable to seek the help of an experienced attorney to handle the claim. Palermo Law is a Long Island Personal Injury Law Firm dedicated to representing individuals that have suffered serious injuries as a result of an uninsured/underinsured accident.
Medical bills and lost wages are paid through no-fault insurance. All no-fault insurance carriers require a no-fault application be filed within thirty days. Failing to do so may result in denial of your no-fault benefits and may make you personally responsible for the bills.
In car accident cases there is generally a three-year statute of limitations to initiate a lawsuit. However, that time period may be reduced to as little as 90 days if your car accident involves a municipal, state or federal entity. So, it’s best to check with a qualified car accident attorney as soon as possible.
How Much Is My Carle Place Car Accident Case Worth?
The value of an injury suffered in a car accident is an accumulation of several different factors. These include any accident related economic expenses such as lost wages and damage to your car as well as non-economic losses such as pain and suffering and mental anguish. At Palermo Law, our experience in handling thousands of car accident cases allows us to accurately assess the value of your case to determine the fairest settlement or jury award. In cases of long-term injuries, we partner with experts in the fields of medicine and economics to make sure that your compensation is adjusted for future inflation. This allows you the peace of mind knowing that you will be compensated for years to come.
Reach Out to a Carle Place Uninsured And Underinsured Accident Lawyer Today
If you have suffered injuries in Carle Place, Long Island from a car accident, it is a good idea to consult with a Carle Place Uninsured And Underinsured Accident Lawyer as soon as possible. Contacting and hiring an attorney early on in the process will help protect your legal rights, ensure your medical bills and lost wages are paid and give you an advantage building a strong personal injury case. An early investigation will also help preserve key evidence in your case.