Long Island Uninsured/Underinsured Motorist Accident Lawyer
Uninsured/Underinsured Motorist Accident Attorneys Serving Long Island
When an uninsured or underinsured driver causes a motor vehicle accident there are ways to recover financial compensation for the damages the negligent person causes. On average, 1 in 8 drivers is uninsured. In New York, it is mandatory that motor vehicle insurance companies provide uninsured/underinsured motorist coverage. This means that if a person is involved in a motor vehicle accident with an uninsured/underinsured driver, they can file a claim with their own insurance company, and their company will step in as the defendant in the case and be forced to pay for the damages caused by the uninsured/underinsured party up to the limits of the insurance purchased.
In New York State the minimum Supplemental Uninsured/Underinsured Motorist coverage is $25,000. Insurance companies often neglect to inform their clients of the importance of this coverage. This coverage (called UM/UIM) often doesn’t increase your monthly premium substantially but does protect against a scenario where you’ve been in a car accident with someone who is uninsured or underinsured. Insurance companies will try to minimize the compensation they owe you if you have been injured by an uninsured/underinsured motorist. This is why getting an experienced lawyer can be very helpful.
Take Action After An Accident With an Underinsured Driver
If you have suffered injuries in Suffolk County, Long Island with a driver who is uninsured or underinsured, it is a good idea to consult with a car accident attorney as soon as possible. Hiring an attorney early on in the process will help protect your legal rights, ensure your medical bills and lost wages are paid, and give you an advantage in building a strong personal injury case. An early investigation will also help preserve key evidence in your case.
Important deadlines to know for your car accident case:
Medical bills and lost wages are paid through no-fault insurance. All no-fault insurance carriers require a no-fault application to be filed within thirty days. Failing to do so may result in denial of your no-fault benefits and may make you personally responsible for the bills.
In car accident cases there is generally a three-year statute of limitations to initiate a lawsuit. However, that time period may be reduced to as little as 90 days if your car accident involves a municipal, state, or federal entity. So, it’s best to check with a qualified car accident attorney as soon as possible.
How Much Is My Long Island Car Accident Case Worth?
The value of an injury suffered in a car accident is an accumulation of several different factors. These include any accident-related economic expenses such as lost wages and damage to your car as well as non-economic losses such as pain and suffering and mental anguish. At Palermo Law, our experience in handling thousands of car accident cases allows us to accurately assess the value of your case to determine the fairest settlement or jury award. In cases of long-term injuries, we partner with experts in the fields of medicine and economics to make sure that your compensation is adjusted for future inflation. This allows you peace of mind knowing that you will be compensated for years to come.
How are Uninsured/Underinsured Cases handled?
Uninsured and underinsured claims are handled in arbitration procedures. This means that rather than pursuing a case in court, an independent arbitrator will decide the amount of compensation that a person is entitled to in an out-of-court arbitration procedure. An arbitration is a streamlined trial. Although the rules of evidence are relaxed, there are many rules and deadlines to follow. So it is advisable to seek the help of an experienced attorney to handle the claim. Palermo Law is a Long Island Personal Injury Law Firm dedicated to representing individuals that have suffered serious injuries as a result of an uninsured/underinsured accident.
Contact Our Long Island Uninsured/Underinsured Motorist Accident Attorneys
We have litigated hundreds of accident cases over the last two decades. As a result, we’ve become very proficient in handling all aspects of accident litigation including no-fault and property damage claims. We know all the ins and outs of Long Island accident claims and will use our experience to make sure you receive full compensation. We handle all Suffolk county accident cases on a contingency basis. This means we never charge an upfront fee and only get paid if we win your case.
Additional Car Accident Resources
- What Is No-Fault Coverage?
- How To File Your New York State No-Fault Application
- What To Know Before Handling Your Own No-Fault Claim
- Understanding New York State’s “Serious Injury Threshold” Statute
- Additional No-Fault Coverage (“APIP” & “OBEL”)
- Understanding MVAIC – For Victims Of Motor Vehicle Accidents With No Access To No-Fault or Bodily Injury Coverage